Checking Programs

Smart Start Checking*

If you are between the ages of 14 - 22 and a full-time student, let us help you get started with a checking account. Smart Start Checking is a totally free account designed for today ’s students on the go.


  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE e-Statements
  • FREE Tele-Data (Telephone Banking)
  • FREE ATM or Visa® Debit Card
  • FREE Cash Corner & FNECU ATM Transactions (Over 60 Convenient Locations!)
  • FREE Unlimited Check Writing
  • FREE First 50 Checks
  • Overdraft Protection Available*
  • Minimum Monthly Balance of $2,500 to avoid $10.00 Monthly Fee

Stop by any First Nebraska Educators location to open your Smart Start Checking account today.

* Standard credit qualifications and other restrictions apply. Parent/Guardian required as joint owner until age 19.