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Rates
Content
 
For more information on share
insurance, please click here.
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Rates and Terms
Rates effective as of Friday November 21, 2008
Rates subject to credit approval and may change at any time.
Call for the most current interest rates. We do our best to beat our competitor's rates.
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LOAN TYPE
|
RATES** |
TERMS |
|
|
|
|
| New Vehicles (2007-2008) |
5.49%
|
36 months |
| New Vehicles (2007-2008) |
5.75% |
48 months |
| New Vehicles (2007-2008) |
5.99-6.49% |
60-72 months |
| Used Vehicles (2006-2007) |
5.75% |
36 months |
| Used Vehicles (2004-2005) |
6.49% |
36 months |
| Used Vehicles (2001 - 2003) |
7.25% |
36 months |
Home Equity Line of Credit (HELOC)
Variable Rate - Up to 100% appraised value |
4.75% first six (6) months*
|
up to 240 months |
|
Real Estate- Home Equity (Fixed Rate) Up to 80% appraised value
|
5.99%
|
60 months |
Real Estate- Home Equity (Fixed Rate)
Up to 90% appraised value |
6.49% |
60 months |
Real Estate- Home Equity Loans
(Up to 100% appraised value also available) |
Call for Rate Quote* |
up to 180 months |
| Boats, Motorcycles, Campers, RVs (new) |
7.25% |
36 months |
| Boats, Motorcycles, Campers, RVs (used) |
7.99% |
36 months |
| New Jet Ski/ATV |
12.49% |
36 months |
| Overdraft Protection |
18.00% |
Revolving |
| 100% Share Covered |
5.99% |
48 months |
| 50% or More Share Covered |
9.99% |
36 months |
Term Share Certificates
Under $5,000
$5,000 and over |
4.00%
3.00%
(over CD rate) |
12 months Past CD Maturity |
| Visa Platinum Credit Card |
10.90% |
Revolving |
| Visa Classic Credit Card |
13.92% |
Revolving |
| Unsecured Signature Loan (over $1000) |
10.99% |
12 months |
| Unsecured Signature Loan (over $1000) |
11.49% |
24 months |
*Limited time offer. Offer applies to new loans of
$5,000.00 or more. The Home Equity Loan offer applies only to new money for single-family,
owner-occupied homes in Nebraska or Pottawattamie County in Iowa. An appraisal and additional
closing costs may be required at borrower's expense. Homeowners' insurance must be carried on
the property that secures this loan. Some restrictions apply. The Home Equity Line of Credit
rate is fixed for the first six months then converts to the Prime lending rate for
80% lines, Prime + 1.0% for 90% lines and Prime + 1.5% for 100% lines. You should consult your
tax advisor for the deductibility of interest and your tax savings. **All rates, except Credit
Cards and Home Equity Lines of Credit, are quoted with 0.50% discount for opening a First Class
Checking Account and having auto payment from the checking or direct deposit.
Otherwise, add 0.50% to rate. |
