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Rates
Content
 
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Rates and Terms
Rates effective as of Friday November 21, 2008
Rates subject to change at any time.
Section 1 - Savings Accounts
| Savings |
Rate |
Annual Percentage Yield* |
| $100.00 - $999.99 |
0.25% |
0.25% |
| $1,000.00 - $4,999.99 |
0.30% |
0.30% |
| $5,000.00 - $9,999.99 |
0.50% |
0.50% |
| $10,000.00 - Over |
0.75% |
0.75% |
| Pony & Escrow Club Account |
Rate |
Annual Percentage Yield* |
| $100 - Over |
0.25% |
0.25% |
| PeeWee Account |
Rate |
Annual Percentage Yield* |
| $5.00 - Over |
0.50% |
0.50% |
| Christmas Club Account |
Rate |
Annual Percentage Yield* |
| $100.00 - Over |
0.50% |
0.50% |
| Vacation Club Account |
Rate |
Annual Percentage Yield* |
| $100.00 - $3,500 |
0.30% |
0.30% |
| $3,501 - Over |
0.50% |
0.50% |
Section 2 - Checking Accounts
| Preferred |
Rate |
Annual Percentage Yield* |
| $500.00 - Over |
0.25% |
0.25% |
| First Class |
Rate |
Annual Percentage Yield* |
| $1,000.00 - Over |
0.25% |
0.25% |
| Premier |
Rate |
Annual Percentage Yield* |
| $2,500.00 - Over |
0.50% |
0.50% |
Section 3 - Money Market
| Money Market Checking |
Rate |
Annual Percentage Yield* |
| $2,500.00 - $9,999.99 |
0.50% |
0.50% |
| $10,000.00 - Over |
1.00% |
1.00% |
| SuperSaver Fund |
Rate |
Annual Percentage Yield* |
| $5,000.00 - $9,999.99 |
0.75% |
0.75% |
| $10,000.00 - $24,999.00 |
1.00% |
1.00% |
| $25,000.00 - Over |
1.25% |
1.25% |
| Investors Fund (Min. $25,000.00) |
Rate |
Annual Percentage Yield* |
| $25,000.00 - Over |
1.25% |
1.25% |
| Advantage Plus |
Rate |
Annual Percentage Yield* |
| $2,500.00 - $9,999.99 |
1.00% |
1.00% |
| $10,000.00 - $24,999.99 |
1.74% |
1.75% |
| $25,000.00 - Over |
1.99% |
2.00% |
Section 4 - Term Share Certificates
| $1,000.00 Minimum Deposit Required |
Rate |
Annual Percentage Yield* |
| $1,000.00 - $4,999.99 (6 Months) |
2.72% |
2.75% |
| $1,000.00 - $4,999.99 (12 Months) |
2.72% |
2.75% |
| $1,000.00 - $4,999.99 (18 & 24 Months) |
3.21% |
3.25% |
| $1,000.00 - $4,999.99 (60 Months) |
3.45% |
3.50% |
| $5,000.00 Minimum Balance Required |
Rate |
Annual Percentage Yield* |
| $5,000.00 - Over (6 Months) |
2.73% |
2.75% |
| $5,000.00 - Over (12 Months) |
2.73% |
2.75% |
| $5,000.00 - Over (12 & 18 Months) |
2.97% |
3.00% |
| $5,000.00 - Over (24 Months) |
3.45% |
3.50% |
| $5,000.00 - Over (36 Months) |
3.45% |
3.50% |
| $5,000.00 - Over (48 Months) |
3.65% |
3.70% |
| $5,000.00 - Over (60 Months) |
3.94% |
4.00% |
Section 5 - IRA Accounts
| IRA Accounts |
Rate |
Annual Percentage Yield* |
| IRA Variable (No Minimum Balance) |
1.99% |
2.00% |
| Roth IRA Variable (No Minimum Balance) |
1.99% |
2.00% |
| IRA Term Share Certificates |
Rate |
Annual Percentage Yield* |
| $2,000.00 Minimum 12 & 24 Months |
3.21%
|
3.25% |
| $2,000.00 Minimum 36 Months |
3.21% |
3.25% |
| $2,000.00 Minimum 48 Months |
3.45% |
3.50% |
| $2,000.00 Minimum 60 Months |
3.45% |
3.50% |
| Roth IRA Certificates |
Rate |
Annual Percentage Yield* |
| $2,000.00 Minimum 12 & 24 Months |
3.21% |
3.25% |
| $2,000.00 Minimum 36 Months |
3.21% |
3.25% |
*APY = Annual Percentage Yield. The APY
results if principal and dividends remain on deposit for one year at the
stated dividend rate. Dividends are compounded using the average daily
balance. Savings, Holiday Club, and IRA Daily Account dividends accrue the
last day of each quarterly period, and posted to the account the last day
of the quarter. Checking dividends accrue the last day of each
monthly period, and are posted to the account the last day of each month.
Dividends are paid from current income and available earnings after
required transfers to reserves at the end of the dividend period.
Advantage Plus Money Market requires enrollment in either First Class
or Premier Checking. Dividend rates vary at First Nebraska Educators
Credit Union's discretion. Fees or other conditions could reduce the
APY. IRA's are subject to IRS regulations. |
